Financial Tools for Alumni
Financial Literacy Services for UMA students and graduates
Trying to navigate the ins and outs of student loans can be overwhelming, but you don't have to do it alone. The Financial Literacy Services team is here to assist you with matters related to your student loans. Call us at 888-205-2170.
Your financial advocate. We can explain your student loans in clear terms to help you understand all your options, no matter what your loan situation is. We also act as your advocate and sometimes even communicate directly with your loan servicer.
You've made an investment in your future, and Financial Literacy Services is here to help you manage your loans wisely.
Loan Servicer Information
Student loan payments go directly to your assigned loan servicer. A loan servicer handles all the billing regarding your student loan.
Don't know who your loan servicer is? Call us at 888-205-2170 or find it by using your FSA ID to log in to Studentaid.gov.
Loan Servicers include:
Calculators
- Budget Calculator - Helps you develop a saving and spending plan.
- Checkbook Balancing Tool – Helps you reconcile your checking account records with your bank's records.
- Savings Calculator – Discover the power of saving.
Student Loan Calculators
- Loan Simulator – Estimates what your student loan monthly payments would be under different repayment plans to help you choose the best repayment plan for your situation.
- Student Loan Pay Off Calculator – Determine how quickly you'll pay off your student loans. By making a higher payment, you can shorten the length of your loan and dramatically reduce the total amount of interest you will pay.
- Consolidation Loan Calculator – Learn how much you could reduce your monthly loan payments if you combine multiple loans into a single loan.
Budgeting Templates
Use these templates to help you with your budget. You can choose between our daily budgeting template or monthly budgeting template – or you can use both!
- Budgeting Template Instructions– Start here to understand how to use our budget sheets.
Monthly Budget Templates
- Example Monthly Budget – View what your monthly budgeting sheet can look like. This version can't be edited.
- PDF – Our simplest monthly budgeting tracker. Fill this out on your computer or print it and fill it out by hand. You will need to perform all calculations yourself.
- Microsoft Excel – If you’re familiar with Excel, download this file and save it to your computer to use. This document does the calculations for you.
- Google Sheet – Use this budget sheet if you don't have Microsoft Excel and don’t want to calculate your budget yourself. Make a new copy and save it to your Google account to begin editing. Cells are not locked so be careful not to overwrite the total and difference formulas.